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GetInsuranceQuotes.ca Provides 8 Tips To Avoid Costly Car Insurance Mistakes

July 18, 2013

TORONTO, ONTARIO, July 18th 2013 - GetInsuranceQuotes.ca Ltd. provides eight practical recommendations for consumers on how to avoid costly mistakes on their car insurance. In fact, the cost of a car insurance policy can often be attributed to the mistakes made by the driver. In light of this, GetInsuranceQuotes.ca hopes that by providing these recommendations consumers will follow through on best practices to get the lowest rates possible.

Here are eight recommendations to help you save money:

1. Avoid getting tickets

Tickets are one of the top reasons for an increase in insurance rates. Avoid tickets by never speeding in your car, make it a habit to always signal before you turn and stop at red lights as well as stop signs. Your chances of getting a speeding ticket will drop considerably simply by avoiding getting tickets.

2. Causing an accident

This is often worse than a traffic ticket because if you cause an accident particularly when pedestrians are involved, your rates may go up. You may want to inquire if you are eligible for an accident forgiveness endorsement on your policy to protect you in the case of an accident. Practicing defensive driving and safe driving habits will help prevent yourself from causing an accident.

3. Not comparing insurance quotes when purchasing a car

Part of the cost of owning a car is the operating costs associated with ownership. Comparing insurance quotes online at GetInsuranceQuotes Canada Ltd. when purchasing a car only makes sense as insurance rates may vary depending on the car model, especially when the two cars are priced similarly.

4. Not shopping for insurance policies after you buy a car

You will never know if there are more affordable policies unless you shop around and compare. It is best, at the very least, to get car insurance quotes once a year. You may avoid incurring any penalties from your insurance provider if you get insurance quotes prior to your renewal.

5. Look over your renewal policy

Circumstances may have changed in your life and they may not be reflected on the renewed policy. Ensure that your current insurance provider has your most up-to-date information and give them a chance to offer you a better quote when you review your policy.

6. Buying your policies from the same company

Many people make the mistake of not considering getting a multi-line discount policy from their insurance provider. Often times, insurance providers offer discounts to people for combining their car insurance policy with their home and life policies.

7. Plan ahead to add your teen to your policy

You can save money on your teen's car insurance if you know in advance the discounts available. For instance, some insurance providers offer discounts for teenage drivers with high grades. Another discount available is for students living away at university.

8. Dishonesty with insurance companies

It is best to be honest with your insurance provider as they can rerate a policy or even cancel it. Once cancelled, it is very difficult to get affordable insurance rates in the future. It is considered lying even if you are only withholding information.

If you avoid these costly car insurance mistakes by following the tips above, you may be able to experience lower rates today as well as in the future. To a degree, the price you pay for car insurance is in your hands.

About GetInsuranceQuotes.ca

GetInsuranceQuotes.ca is a free, easy-to-use and secure online service that offers motorists a quick way to find competitive auto insurance quotes. All motorists, regardless of their experience, driver history, classification or experience, looking to save money on their car insurance within the provinces of Ontario and Alberta should consider GetInsuranceQuotes.ca first.

GetInsuranceQuotes.ca is not an insurance company. It is an online service that offers motorists a way to find competitive auto insurance quotes from a network of professional auto insurance agents and brokers of their participating intermediaries and providers.

For more information, visit GetInsuranceQuotes.ca or contact:

Anthony Prugo

416-597-2000 or toll free at 1-888-867-1477

Anthony.prugo(at)getinsurancequotes(dot)ca

Get Insurance Quotes Ltd.